澳大利亚私营部门信贷在上月增长0.5%后，2024年3月环比增长0.3%，低于市场预测的0.4%。这是自去年7月以来个人信贷增长速度最慢的一次，原因是商业信贷放缓（2月份为0.5%和0.6%），而个人使用信贷和住房信贷增长分别稳定在0.3%和0.4%。在2月份增长5.0%之后，3月份私营部门信贷同比增长5.1%，为七个月来最大。

Private sector credit in Australia expanded by 0.3% month-on-month in March 2024, after a 0.5% growth in the previous month, below market forecasts of a 0.4% rise. It was the softest pace in personal credit growth since last July, due to a slowdown in business credit (0.5% vs 0.6% in February), while both personal use credit and housing credit growth were steady at 0.3% and 0.4%, respectively. On an annual basis, private sector credit advanced by 5.1% in March, the most in seven months, following a 5.0% gain in February.

闪存数据显示，2024年3月，澳大利亚零售额环比下降0.4%，未达到市场预期的0.2%的增长，这也是前一个月向下修正的数字。这是自去年12月以来零售贸易的首次下降，因为生活成本压力仍然很大。

Retail sales in Australia declined by 0.4% month-over-month in March 2024, missing market estimates of a 0.2% growth, which was also a downwardly revised figure for the prior month, flash data showed. It was the first drop in retail trade since last December as cost of living pressures remained intense.

标准普尔/澳交所200指数周二持平于7637点左右，因矿业股的涨幅被能源和零售板块的跌幅所抵消，难以确定方向。投资者还谨慎等待澳大利亚零售销售数据，以指导国内利率前景。在其他地方，交易员将评估中国最新的制造业PMI数据，以衡量澳大利亚最大出口市场的健康状况，以及美联储周三的政策决定。矿业股因金属价格走强而上涨，必和必拓集团（0.7%）、Fortescue（1.2%）和皮尔巴拉矿业公司（5.1%）上涨。与此同时，能源股因油价下跌而下跌，包括Woodside energy（-0.4%）、Ampol（-3.1%）和Santos（-0.7%）。在企业新闻中，Coles Group下跌0.6%，此前其新鲜农产品和肉制品出现通缩，且由于生活成本危机，其更广泛的包装类别的价格有所放缓。

The S&P/ASX 200 Index was flat around 7,637 on Tuesday, struggling for clear direction as gains in mining stocks were offset by losses in the energy and retail sectors. Investors also cautiously awaited Australian retail sales data to guide the outlook for domestic interest rates. Elsewhere, traders will assess China’s latest manufacturing PMI figures to gauge the health of Australia’s largest export market, as well as the US Federal Reserve’s policy decision on Wednesday. Mining stocks climbed on firmer metals prices, with gains from BHP Group (0.7%), Fortescue (1.2%) and Pilbara Minerals (5.1%). Meanwhile, energy stocks declined on softer oil prices, including Woodside Energy (-0.4%), Ampol (-3.1%) and Santos (-0.7%). In corporate news, Coles Group fell 0.6% after flagging deflation in its fresh produce and meat products, as well as moderating prices across its broader packaged categories due to the cost of living crisis.

澳元升值超过0.655美元，攀升至近三周来的最高水平，因为美元在本周美联储政策会议前回落。澳元兑日元也反弹至11年来的高点，随后因日本当局涉嫌干预货币而逆转涨幅。在澳大利亚，强于预期的国内通胀数据提振了人们对澳大利亚储备银行不会很快降息的预期。该国消费者价格指数从上一季度的4.1%降至第一季度的3.6%，连续第五个季度放缓，但高于3.4%的预测。澳大利亚的月度CPI指标也从2月份的3.4%加速至3月份的3.5%，这违背了市场对不变的预期。投资者现在期待本周晚些时候更多的经济数据，包括零售销售和贸易数据，以获得进一步的指导。

The Australian dollar appreciated past $0.655, climbing to its highest levels in nearly three weeks as the US dollar pulled back ahead of the Federal Reserve’s policy meeting this week. The aussie also rallied to 11-year highs against the Japanese yen before reversing those gains on a suspected currency intervention from Japanese authorities. In Australia, stronger-than-expected domestic inflation data bolstered expectations that the Reserve Bank of Australia will not cut interest rates soon. The country’s consumer price index fell to 3.6% in the first quarter from 4.1% in the previous quarter, slowing for the fifth straight quarter but coming in above forecasts of 3.4%. Australia's monthly CPI indicator also accelerated to 3.5% in March from 3.4% in February, defying market expectations for no change. Investors now look ahead to more economic data including retail sales and trade figures later this week for further guidance.